Learn how to correct credit reporting errors—step by step.

Free DIY education, templates, and community support to help you challenge inaccurate, incomplete, outdated, or unverifiable credit reporting—lawfully.

We teach you how credit reporting works

so you can fix it yourself.

Fixing your credit doesn’t require tricks, shortcuts, or blind trust in someone else. It requires understanding how credit reporting works, knowing what information can be challenged, and following a documented process consistently.

That’s what we provide—education, templates, and structure—so you can take control of your own credit file with clarity and confidence.

Dispute any account on all 3 bureaus

Ill Fix My Own Credit can help you delete these accounts from

Experian, Equifax, and TransUnion:

  • Late Payments

  • Repossessions

  • Charge Offs

  • Foreclosures

  • Collections

  • Judgments

  • Inquiries

  • Bankruptcy

No need to create an account with each credit bureau.

Ill Fix My Own Credit brings all three credit bureaus to you.

Do you know nothing about fixing Credit?

No worries! Ill Fix My Own Credit will start you from the very beginning and take you step by step to start getting deletions as early as 7 days!

Unlimited Disputes

Dispute as many accounts as you want on all 3 bureaus at the same time. It doesn’t matter if you have one account or fifty accounts to dispute, Ill Fix My Own Credit will help you learn what to say in order to get the Credit Bureaus or Debt Collectors to remove that negative item!

Professional Letters

Letters are far more effective at getting accounts permanently deleted than online disputes. Ill Fix My Own Credit gives you the letter template you need in the exact situation you are dealing with! You will get access to a Dispute Letter Library over 200+ Templates!

No need to hire a credit repair company

Don’t waste your time and money hiring a credit repair company to send generic disputes the 3 credit bureaus can legally reject.

Ill Fix My Own Credit helps you create far more effective disputes than

any credit repair company. Because you send them yourself,

the credit bureaus won't reject them.

Easily create effective disputes for all 3 credit bureaus and

improve your credit score with Ill Fix My Own Credit

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