Free DIY education, templates, and community support to help you challenge inaccurate, incomplete, outdated, or unverifiable credit reporting—lawfully.
Fixing your credit doesn’t require tricks, shortcuts, or blind trust in someone else. It requires understanding how credit reporting works, knowing what information can be challenged, and following a documented process consistently.
That’s what we provide—education, templates, and structure—so you can take control of your own credit file with clarity and confidence.

Late Payments
Repossessions
Charge Offs
Foreclosures
Collections
Judgments
Inquiries
Bankruptcy




Ill Fix My Own Credit helps you create far more effective disputes than
any credit repair company. Because you send them yourself,
the credit bureaus won't reject them.
Easily create effective disputes for all 3 credit bureaus and
improve your credit score with Ill Fix My Own Credit
